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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotes are restricted to California residents. The tool does not ask for your name, contact number, or email.

How to read the results

Monthly price shows the quoted monthly rate for the coverage amount, time period, and health category you specified. Rate class identifies the underwriting level the quote assumes; the carrier finalizes it after reviewing your application. Exam indicates whether the carrier will probably want a medical exam; many accelerated paths do not ask for one. A.M. Best gives the carrier's financial-strength ranking.

Clicking Apply takes you to a secure application prefilled with your answers, run through the carriers' platform and managed by Susman Insurance Agency, a California-licensed broker (License 0B75129). You may stop, come back later, and nothing is final until the carrier issues a policy and you accept and pay for it.